I saw a post on this forum a few days ago, saying that there's a chrome skin available for all ships, in addition to the three regular ones.
Does anyone know if this is unlocked by reaching 100,000 loyalty points or rather by finishing all eight grids in the campaign, as the description for one of the trophies sort of suggests (calling it "campaign skin")?

Considering how much I'm getting my a** kicked already in Grid 5, I rather suspect I'll be hitting 100,000 points for several teams before I manage to finish the campaign - if I ever do at all .